Eight simple changes to your monthly spending could save you up to £3,000 a year, research has shown.
Cost-of-living experts have come up with some simple financial steps that could slash household bills by around £2,827 -a-year.
Analysis by AI household money-saver Nous.co reveals eight tweaks to your outgoings could save a typical home £236- a-month - the equivalent of an 8% payrise for the average UK earner.
One of the simplest savings for a typical UK household includes slashing £443 off annual food costs by switching to supermarket own brands for the year.
Other savings include £642 on mobile phone contracts, £539 on gym memberships, £429 on broadband, £126 on energy bills, and £200 on car and home insurance.
Greg Marsh, Nous.co CEO, said : "There are plenty of areas where people can make savings by being savvy - and by getting tools like Nous to do it for you. Add them together and it amounts to a big chunk of free cash."
The average weekly food shop for a typical family of two adults and two children is £85.10 , or £4,425.20 a year.
Research by Kantar suggests switching to supermarket own brands cuts grocery bills by 10 per cent. Do that and save £443 - only the keenest brand fans will spot the difference.
The average monthly mobile bill for 3GB if you're out of contract is £31.79, or £381 annually, according to Nous data, but you can get a 3GB sim-only deal for a fiver.
Switch to that and save £321 a year - or £642 for a typical two-phone household.
The average out-of-contract broadband deal for 20GB costs £59.75 a month, Nous data shows. But you can get a similar deal for as little as £24 a month, a saving of £35.75 or £429 a year.
The average monthly gym membership costs £44.29 and figures show that two-thirds of them go unused.
Ditch the membership and go for a run instead and you'll be £539 better off.
Most households can save at least £126 on their energy bills by switching with Nous, without having to commit to a fixed deal.
Nous members will also be alerted to new deals and savings when they become available.
Official figures show that millions of people are overpaying for their home and car insurance by £200 each year.
Shop around when you come up for renewal and that's how much extra cash you'll have in your pocket.
Been with your bank forever? You could make hundreds by switching. Nationwide offers £200 and First Direct pays you £175 for switching your current account to them.
There's small print to take into account, but stick to the rules, switch a couple of times a year and you're quids in.
Paying £10.99 a month for the standard service? Downgrade to the standard version with adverts and get all your favourite programmes for £6 a month less.
Greg added: "This research shows just how much most of us can save on our bills - and how easy it is to end up out of pocket.
"It takes a huge amount of time and effort to stay on top of this stuff and most of us don't manage to. Unfortunately suppliers know this - and are only too happy to take advantage.
"We started Nous to help people navigate this minefield. We can save a typical household more than £500 on their bills, as well as taking on all the stress and admin."